Malaa: Track, Save & Invest 4.16.3

Introducing Malaa, a comprehensive financial app designed to assist you in tracking, saving, and growing your money.

Simplify your financial management by seamlessly integrating all your bank accounts into one platform. Gain insight into your spending patterns and boost your savings through investment opportunities. It's worth noting that Malaa operates in accordance with the guidelines set forth by the Saudi Central Bank and the Saudi Capital Market Authority. Our primary focus is to empower you with a clear understanding of your financial data, rather than exploiting it.

• Effortlessly monitor all your bank accounts: With our integrated system, you can conveniently access a unified overview of your spending and earnings. Gone are the days of cumbersome logins and manual transaction entries. We automate expense tracking to keep you informed about your financial status. Rest assured, our integration with your bank complies with the Saudi Central Bank's guidelines for open banking, ensuring the encryption of your financial data.
• Gain insights into your expenditures: Our advanced categorization engine automatically identifies and classifies your transactions, providing you with a clear picture of how you spend your money. Say goodbye to guesswork! Create budgets for various spending categories such as groceries, transportation, and entertainment. Each transaction will be accurately allocated to its corresponding budget, granting you greater control over your expenses.
• Delve deeper into your finances: Obtain invaluable intelligence about your financial health for informed decision-making. Tailor your analytics report to focus on what matters most to you. Quickly access account balances and categories across all your accounts. Review past transactions to enhance visibility into your spending habits and ensure you are on track towards achieving your financial goals.
• Grow your savings through investments: Our algorithm creates a personalized investment portfolio based on just a few questions regarding your risk tolerance and financial objectives. Depositing funds is a breeze with various payment methods such as Mada, Visa, Mastercard, Apple Pay, or bank transfers. Moreover, our team of investment experts will professionally manage your portfolio, allowing you to relax and attend to other matters. It's worth noting that all our investments have undergone review by the Shariyah Review Bureau, ensuring Shariah compliance. Additionally, we automatically calculate and pay your zakat, alleviating any concerns on your part.

Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can begin investing today with an initial deposit as low as 1000 SAR, and subsequent deposits of just 50 SAR.